I’m Giving Credit for the Info

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I’m Giving Credit for the Info was Originally Posted on January 26, 2011 by

I’m watching the “experts” chat on the Today Show and one guy said twice that when you pull your 3 credit reports, it will cost you $19.95! WRONG! WRONG! WRONG!

How can this guy be an expert if he doesn’t know the REAL way to pull your reports?

You can pull all 3 credit reports once a year for free at the official website AnnualCreditReport.Com. Every other site is (I don’t want to call them scams, but many are) not a deal. The other sites may say they give you a free report, but then you have to sign up and give them a credit card so they can start a subscription for non-free reports or monitoring.

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AnnualCreditReports site states:

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

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It is the site recommended by Clark Howard, the consumer guru.

So take it from me (and Clark) and get you FREE reports with no strings or stings!

The site may offer other options than seeing your report online and there could be charges for other items, however, you can view your reports online for free with no further charges.